Review the products that best meet your needs. Click the links below:
E&O coverage for the insurance professional: Underwriters, TPAs, etc.
E&O coverage for specialty agents.
EXCEL UNDERWRITERS ALLIANCE, Inc.—Open brokerage solutions for every insurance need in the complicated arena of Professional and Directors Insurance Coverage
SPIRIT UNDERWRITERS—An MGA with unique product lines for Insurance Providers; available direct and on a brokerage basis
EXCEL DIRECT—Direct-access product for specialty agents & brokers with revenues under $1,000,000
Our Philosophy
Familiarity matters. Ideally we place clients with carriers where we maintain relationships with the company officers and claims staff. We believe that “mass marketing” an account to merely seek out the low bidder is a disaster waiting to happen.
Knowledge matters. We strive to stay in business sectors where we bring unique skills and experience to the table.
Face to face matters. For 10 years we have invested in extensive travel and staffing to provide out accounts with unique access to both us an if needed the carriers they entrusted their business to.
Compliance matters. We continually monitor the requirements put upon us as an agency active in over 40 states in an effort to “practice what we preach” and to ensure that we will be here for our clients in the years to come. This should be commonplace in today’s world of commerce, but with the complexities of the various state insurance laws it often is not.
Experience matters. David Wash in particular brings over 20 years of experience specializing in these issues, and the related issues of risk transfer, compliance, and the complexities of litigation claims.